Online Casinos Accepting Credit Cards

Credit card deposits are the fastest and most safe way for players to transact when playing at real money online credit card casinos.

For this reason, all of the best online gambling sites accept multiple kinds of banking options such as deposits with credit cards such as Visa and Mastercard as just some of their primary banking option for their players.

The Best Credit Card Online Gambling Websites. The first thing that we check about every casino that is featured on the website, and that includes casino sites that accept credit cards, is whether it is licenced and regulated by relevant and reputable licencing authorities, especially if it is licenced in at least one of the leading jurisdictions. Credit cards are one of the most trusted payment methods in the world. Chances are that you’ve used a credit card to make purchases at both live merchants and online, using brands like Visa, MasterCard, or American Express. It’s easy to enjoy online gambling with a credit card. As usual, credit payments are processed almost instantaneously. If you find bookies accepting credit card deposits, then this form of payment represents one of the easiest ways to place your bets online at independent gambling sites in the UK. As a simple, fast, and widely accepted payment method, credit cards come with several advantages that you won’t get with other options. This takes from 24 to 72 hours for online casino instant payout AMEX to confirm the order. AMEX casino fees. All cash transactions via AMEX are subject to 3% fee, or $5 fee (depending on whichever fee is higher for a particular transaction). There are no particular fees indicated for using the card for playing online casinos. Best Credit Card Casinos Online. Credit Cards are not only the safest banking method for online gambling, but also the most widely available. With so many online casinos accepting credit cards in 2021, we've listed the very best which pride offer top security, fantastic bonuses and quick payouts.

Most international credit card online casinos are also accepting Discover credit cards, while several United States gaming sites accept American Express as well.

Debit card players will be glad to see that also included in our guide, is valuable information pertaining to using debit, gift cards, and prepaid cards for online casino payments. We’re certain that with this guide, you’ll know everything needed to best choose the best credit card online casino for you.

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Why Use A Credit Card To Deposit At An Online Casino

Credit card casinos have many benefits. Players should consider these when deciding whether to deposit at an online casino with their Visa, MasterCard, or Amex card.

  • Safe deposits: Paying with credit cards to play online casino games means your credit card deposits have world-class online security and safety.
  • Funds creditedimmediately: Credit card deposits arrive instantly. Players will be playing for real money within a few short moments.
  • High acceptance rate: No other choice of banking options is more widely accepted at credit card casinos.
  • Larger deposit limits: Visa, MasterCard, and Amex, have high deposit limits compared to other banking methods.
  • Cashback Programs: Using credit doubles-up your rewards because you’ll get cashback from Visa, MasterCard, and Amex along with your welcome bonuses.

One drawback of this banking method is that some card companies do not always allow withdrawals with their cards. Players should consider they’ll need a wire transfer or courier check for their payout, which often comes with a fee.

Continue reading our article on how players get started with online gambling with a credit card to learn all the advantages and disadvantages of online gambling with these deposit options.

How To Make Online Casino Credit Card Deposits

  1. Create an Account: Click on the “Deposit Now” or “Join” button on the casino’s homepage. Fill out the registration form, then click on the verification email to create your account.

  2. Head to the Cashier Page: Log in to your player account. Click on the cashier page link, which shows the available deposit methods.

  3. Pick Your Deposit Method: Choose Visa, MasterCard, or Amex. Choose a deposit amount, then confirm the payment.

  4. Verify Your Credit Cards: Verify your identity by sending your credit cards information to the cashier department. They will not request your CVV number.

  5. Play for Real Money: Once the deposit happens, accept the welcome bonus, pick your favorite casino game and then start playing for real money.

Top Casino Sites That Accept Credit Cards in 2021

Online Casinos Accepting Credit Cards
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Popular Cards You Can Use At Credit Card Online Casinos

Players have a lot of good transactional online gambling banking options. Some credit card companies are accepted more commonly than others.

We go over the advantages and disadvantages of each credit card payment type below to help players choose which credit cards to use and show them what issues they might face.

Visa Deposits

Visa is one if not the largest of all credit card companies globally, so more casinos accept it than any other deposit method.

It’s also the transaction option with the highest deposit limits for players, so clearly Visa is one of the best online casino credit cards and it’s definitely a good option for high rollers. Visa’s also got great rewards programs.

One drawback is that many an online gambling site doesn’t accept Visa as a withdrawal method.

Pros

  • Accepted everywhere
  • High deposit limits
  • Great cashback rewards

MasterCard Deposits

MasterCard is the second-largest credit card network globally, so it’s no surprise it’s the second most popular online casino deposit method.

Like Visa, MasterCard is accepted in thousands of sites worldwide, including all of the casinos we review.

MasterCard competitive rewards programs, while its identity theft protection and zero fraud liability programs work for all users.

Some Casinos even accept MasterCard gift cards as a way to deposit funds securely and anonymously. Unfortunately for players, MasterCard withdrawals are relatively rare at online casinos.

Pros

  • Accepted everywhere
  • Great rewards and benefits
  • Identity theft protection

American Express Deposits

For many years, Amex wasn’t a standard deposit option at credit card online casinos.

Today, an increasing amount of casinos that accept US credit cards are now turning to American Express as a primary option for their payment methods, so we can now consider this as a widely used payment form.

Still, players will find that fewer casinos accept Amex deposits than Visa or MasterCard. However, If you use Amex, keep in mind that the cashback rewards will be second to none.

Pros

  • High roller play
  • Cashback rewards
  • Fraud protection

Discover Deposits

Discover Card is the fourth largest US credit card network. Discover has competitive rewards programs, while it has several starter cards for consumers who’re trying to build their credit score.

On the other hand, real money online casinos that accept credit cards didn’t support Discover as a deposit method at nearly as many online casinos as Visa, MasterCard, or Amex.

Pros

  • No annual fees
  • Discover declines international payments
  • Great customer service

Beyond their ban on international payments, gaming sites have specific codes that Discover sometimes flags. If you have issues, call Discover’s customer support staff to see if they’ll approve payment transactions to your chosen casino site.

Visa Gift Card Deposits

Visa gift cards are a great way to make an online casino deposit. Visa gift cards are anonymous, so you don’t have to give out banking or credit card information if you don’t want to. This anonymity gives players an additional layer of security.

The drawback is you won’t receive credit card rewards like Visa credit offers. Also, gift cards are for deposits only.

Pros

  • Private deposits
  • Safe and secure
  • Accepted anywhere Visa credit is

Debit Card Deposits

Debit, charge cards, and gift cards are a great way to make casino deposits. If your financial institution issues a MasterCard debit, you can use it for online casino payments.

Most outlets that sell Visa debit cards also sell MasterCard and Amex gift cards and prepaid cards.

These offer an anonymous, safe, and fast way to fund your casino player account. One drawback is that debit type cards don’t support casino withdrawals.

Online Casinos Accepting Credit Cards

Pros

  • Safe and secure payments
  • Issued without application
  • Can’t overspend

Safety And Security at Credit Card Casinos

One thing you don’t have to worry about when depositing with credit cards at online casinos is safety. Major credit card networks like Visa, MasterCard, and Amex provide you with additional security layers during transactions. Credit card issuers also use several methods to encrypt their credit cards. Here are some of the measures that help make depositing with credit cards safe and highly recommended.

Encryption

Credit cards issue with several encryption measures that make it difficult to get stolen. It features an encrypted magnetic stripe on the back that can be read by a card scanner. Credit cards also come with a CVV number that prevents another individual from using your credit card information.

Two-factor Authentication

When you make payments with credit cards at online casinos, you will need to fulfill a two-factor authentication (2FA) requirement before you can complete your transactions. Most times, the 2FA verification comes as unique codes sent via SMS.

Fraud Protection

Credit cards usually come with a zero liability feature that prevents you from being responsible for unauthorized transactions. However, you must alert your card issuer quickly upon seeing the purchase. When gambling online with credit cards, you can also use extra security measures like MasterCard SecureCode and Visa Secure.

Our Criteria For Recommending Online Casinos Based On Their Credit Card Banking Support

Having an overall enjoyable experience while gambling with credit cards is essential to us. That’s why we have recommended the best credit card casinos to play. The most paramount factor we hold dear while listing casinos is your safety and security. Check out the other criteria we use in selecting our top credit card casinos below:

  • Variety of accepted credit cards

    The casino sites we recommend feature more than one credit card option for fast and safe deposits at the casino. Some of the most popular methods you would find available include: Visa, Mastercard, American Express, and Discover.

  • Credit card banking limits

    Our online casinos have adequate banking limits for credit card methods. The minimum limit at the casinos on our list is around $10 or $20, while the maximum could go up to several thousand dollars.

  • Deposit speed

    You enjoy a fast processing speed when you deposit with credit card

  • Direct cash out support

    Our top casinos also utilize credit cards as a veritable withdrawal solution. You would be able to request a cash out quickly using the credit card methods available at our casinos.

Now You’re Ready To Make Online Casino Credit Card Deposits

Credit cards are the most common way players fund their online casino accounts whether playing at a desktop or at a mobile casino; therefore, any gaming site that’s worth your time will accept Visa and MasterCard deposits.

Because they handle more online payments than any other method, credit cards have the best identity theft and fraud protection in the world.

With so many credit card online payment options, it’s a matter of picking the credit card that gives you the most benefits.

Now that you know the pros and cons of utilizing credit cards and debit cards for online gambling casino deposits, you can now create an account at one of our recommended online casinos today.

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Online Casino Credit Card Deposit FAQ

Is it safe to use credit cards to make deposits at online casinos?

Yes, It’s safe to use various types of credit cards for online casino deposits. Between Visa, MasterCard, and American Express, these networks have handled 263.8 billion transactions in 2019.

They are the world’s experts at electronic payment security. However, we recommend only depositing at trusted gambling sites such as those listed in our recommended credit card casinos list

When depositing with credit cards at online casinos, players receive two levels of security. Online casinos use 128-bit encryption and SSL certificates to ensure deposit security.

Beyond that, online casinos have third-party auditors test their systems for fairness and safety.

Why was my credit card rejected when I went to deposit at an online casino?

Payments to betting sites have a specific code. Some banks and financial companies flag that code and reject a credit card transaction to that website. If your credit card has been declined at an online casino, that’s the most likely reason.

Keep in mind that a credit card company like Visa, MasterCard, or American Express is not a single institution. Instead, each one is a network of thousands of banks and financial institutions. Visa includes over 20,000 participating banks.

Individual financial institutions issue credit cards, so your card won’t be issued by the same bank that issued other online casino players’ cards.

The bank issuing your card makes the final decision. Deposits to offshore online casino sites are international payments, so that banks might flag international payments.

That’s especially true of individual credit cards. Amex and Discover cards have different policies regarding international payments than Visa or MasterCard. Discover Card doesn’t allow international transactions unless you call Discover and personally approve the payment.

If your card declines, you should call your credit card’s call center and talk to their customer support. Be prepared to verify your identity, then tell them you approve the transaction.

Are there any fees involved in depositing with a credit card at an online gambling site?

Most of the online casinos we review do not charge a fee for deposits via credit cards. Fees are more likely in the cashout process, which usually doesn’t involve Visa, MasterCard, or Amex. You’ll collect cashback and rewards for making credit card deposits.

It’s once you make a withdrawal that you’ll incur fees. If you can’t withdraw using a credit card and subsequently choose a payout method like a bank wire transfer or courier check, this requires a fee. Examples of checks by courier are UPS and FedEx, so you have to pay for these deliveries.

When I deposit with a credit card, how fast are funds credited into my casino account?

At the best online casinos, funds appear in your casino account instantly. If there are delays at all, the funds will appear within minutes. Don’t expect a credit card deposit to take more than 15 minutes to appear in your account – if any time at all.

The withdrawal process is where you can expect a delay. Since they’re paying winnings, online casinos want that money to go to the right person.

This means they have a verification process, while the banking method also verifies your identity. Delays can be 24-48 hours for some withdrawal methods up to 5 to 10 business days for other payouts.

Which casino provides cash-out payments by crediting your credit card?

Most casinos do not credit your credit cards when you request for cash out. However, you will receive your casino account funds when you make a withdrawal request via credit card.

Which credit cards are recommended to use for online casino credit card deposits?

There is no single answer for this. A credit card is good for making deposits at casinos, as long as the company in charge of the credit card is reputable, generally accepted, and security conscious. As far as we know, the major credit card networks fit this bill. So, use the card that you highly prefer. However, if you are interested in earning credit card points, go for cards that give you the best chances of earning points.

Are credit card transactions safer than debit card transactions?

Transactions made with credit cards are usually safer than debit cards. This is because debit cards don’t come with protection against fraud, and any illegal transaction made with your debit card would deduct money directly from your bank account.

Are there additional fees associated when using my credit card to deposit at an online casino

The online casinos we recommend do not charge a fee when you make credit card deposits. You will instead earn rewards for making deposits via credit cards.

On This Page

The matter of finances management has always been key to the success of a certain venture. Banks and corporations alike are constantly looking to create the latest solution that would fit the needs of a wider pool of users. And with the current tech advances prompting changes in a number of industries, banking needs have inevitably scaled along with them.

Such tendencies...

...resulted in a number of payment processing options, from the earliest plastic cards, up to today’s cloud-based e-wallet storages. Yet another type of payment services has been created on the principle of a background intermediary, without any actual involvement in the funds storage, while the latest cryptocurrency inventions introduce a whole new format of your established funds.

Regardless...

...of the range of choices, a considerate number of online transactions are still made using the standard credit and debit cards that everyone is familiar with. After all, there is hardly a person living in the past half a century that hasn’t made a cashless credit card purchase, and the advent of new industries such as iGaming has only confirmed their firm establishment as an institution.

About Visa

Speaking of such standard credit and debit card transactions, there is hardly anyone in the world dealing with no-cash payments without a Visa in their wallet. What started out as a local state-based cashless payment solution swiftly turned into a country-wide phenomenon, and ultimately a global payment facilitation provider.

Online Casinos Accepting Credit Cards Through Paypal

It all started out back in 1958...

...when Bank of America in Fresno, California decided to issue BankAmericard in order to provide an alternative to cash-only payments. By 1965, business was flourishing and Bank of America’s invention was sought across the country, and by 1972, in 15 countries across the globe. The BankAmericard underwent one rebranding in 1974 as IBANCO, only to gain its current name Visa another two years later.

Nowaday,...

...this company supports transactions performed with credit, debit and prepaid cards alike, allowing people to make payments anyway they want. The types of cards are listed below, but one thing that can be generally stated for all payment solutions within the Visa-provided spectrum is their availability, stability and security.

Types of Visa Cards

Throughout the years, Visa has issued a number of different cards in order to suit a wider and more varied range of customers. These include:

  • Debit cards: These cards serve people as a portable current account. In other words, the debit card contains the individual’s actual money, and allows them to make cashless transactions at land-based and online retailers.
  • Credit cards: Another word for a ready-to-go line of credit. This type of Visa cards operate like any credit card – giving people the chance to spend money they don’t have, and pay out the amount at the end of the month (in full or over a period of time, in increments).
  • Prepaid cards: Like all prepaid products, these prepaid cards by Visa function much the same – users practically put a certain amount of credits on the card and use it until it is emptied. Considering that prepaid card funding can be done directly by paying cash, and payers can have a dedicated prepaid card for their e-commerce purchases or online casino activities, it is one of the safest solutions eliminating any information sharing.
  • Virtual cards: Much like the types of cards mentioned above, virtual cards by Visa can also distinguish between credit, debit and prepaid. The only considerable feature of virtual cards is the fact that Visa doesn’t issue an actual card for the service, but allows each user to access it virtually, through the online platform.
  • Business/corporate cards: Cards specifically designed for business and corporate use, as opposed to individual, personal finance matters tend to differ in their terms of use. For instance, business cards can offer higher point rewards for payments made at specific restaurants and hotel brands, while those for personal use can focus more on travel and airline points.

In this line of thought, Visa has not stopped at issuing cards, and has since developed a number of customer services alongside. While they are mostly used in combination with one of the types listed here, it is nonetheless worth mentioning them.

One major service by Visa which has had a notable impact on land-based purchases is the ‘contactless’ option. It is available on both plastic cards and mobile phone payment apps, allowing users to make payments by simply holding out their card or smartphone in proximity to the payment terminal. Visa Personal Payments is another option, for users that want to make peer-to-peer transactions, while V.me for Visa is an inherent digital wallet option. It was renamed to Visa Checkout a few years back, putting the familiarity and affirmed service quality of the company at customers’ disposal in a whole new, modern format.

As a Payment Method

Considering the vast array of options explained above, it is only expected that these users would appreciate expanding their application to one of the top contemporary entertainment options – online gambling. The service has already achieved worldwide availability, and people are more or less aware of its proper use, so all it takes is to get your own Visa card and start gambling.

How to Get a Visa Card?

Before going forward with your Visa selection, it is recommendable to go through your existing cards first. With a massive number of partnering banks across the world, Visa is likely to be issued as your payment processing service by default. If none of the banks of your choice have yet provided you with a Visa card, you can proceed and get one.

Just go to the nearest bank…

…of your choosing, select the type of card and/or service best fits your needs and preferences, and get started with fast and secure, yet low-charging online gambling.

Depositing at Visa Online Casinos

Making a Visa deposit to fund your online blackjack gameplay, claim free spins slot bonuses or stake your cash at the tables is not much different than making a regular purchase. After all, both are transactions of a certain amount of cash from one account to another. Here in particular, funds are transferred from the player's banking account, to their online casino account.

Step 1: There are hardly any casino platforms left that don’t offer the option of a Visa deposit. A few exceptions include crypto-dedicated sites, or those oriented towards online payment processing solutions, often offering exclusive bonuses and promo offers to boost user traffic. With these in place, it still leaves players with a massive pool of top US online casino sites, Europe-oriented operators or international casino platforms.

Step 2: Upon registering/signing up, players should head straight to the Cashier/Banking section. The Visa payment method may be listed separately, or under the credit and debit card payment processors. Either way, all you need to do is find it and select it.

Step 3: The same process ensues as if you are ordering an item online – you enter the card number, personal details, and in cases when it’s a plastic card – the expiration date. The CCV2 security code at the back of the card is also required, just as a way to make sure no identity theft has occurred. Some operators may go to greater lengths in this regard, demanding a utility bill and your ID document scanned for further proof.

Step 4: Enter the specific amount you wish to transfer to your player bankroll. A useful tip regarding this is to choose random, odd amounts instead of full numbers. For example, try transferring $98.95 instead of $100, so that the transaction is less conspicuous and looks more likely to be a regular purchase.

Step 5: Online casinos have invested a great deal of trust in this payment method, and normally process deposit requests instantaneously. Nevertheless, should you experience some delay, you can always turn to customer support, or a different platform altogether.

Withdrawing

Withdrawal requests are submitted much the same way, with the transaction going in the opposite direction. Still, players are advised to be more careful when asking for Visa withdrawals, as they are not as widespread as deposits.

Make sure your casino of choice offers such an option, or at least a range of alternative payment methods to cash out your winnings. That way, when you’ve accumulated enough winnings, you can get your funds as promptly and efficiently as possible.

Advantages of Using Visa as an Online Casino Payment Method

  • Widespread service – Visa has established a partnership with banks and financial institutions throughout the world, which makes it easy for online casino players to obtain and use their card to make payments at a number of platforms.
  • Low amount limits – The limits for deposits and payments in general are rather low, so players can deposit as little or as much as they want to fund their player accounts. That way, this payment method is suitable for beginners, as well as high rollers looking to invest bigger bankrolls for their online gambling activities.
  • Security – As an established banking method, Visa uses prime encryption and security measures to ensure none of their clients’ personal details are misused. The service as such has been certified by all major authoritative bodies, and online casino players can enjoy prime gambling without risking identity theft, loss of funds or any other issue.
  • Availability – The number of Visa online casino platforms is rather high, with only select platforms shying away from the payment method in order to provide a specific banking experience. As a result, players opting for Visa as their chosen option will be able to enjoy a range of game selections from all the major software providers in the industry.

Disadvantages of Using Visa as an Online Casino Payment Method

  • Withdrawal limits – Withdrawal limits refer less to the actual amount permitted for withdrawal, as this is more often dictated by the casino operators themselves. However, the sole process of withdrawing with Visa is often restricted to some select jurisdictions and platforms, as Visa aims to comply with local legal regulations regarding online gambling.
  • Visa Prepaid availability – The Prepaid card option available from Visa is much rarer at online casino sites, so players opting for this payment method will need to look harder when choosing a suitable platform.
  • Visa gift cards availability – The same availability issue as Visa Prepaid cards applies to their gift card options. Players who hold a Visa gift card may need to transfer the funds to a different card – Visa debit per say, and then practice online gambling using the payment processing services.

FAQs

1. What are some suitable alternatives to the Visa online casino payment option?

Visa credit, debit and prepaid cards are still rather available across the online casino selection globally. Still, players who wish to switch to a different payment method can choose from other credit card companies – American Express, MasterCard, or even turn to more modern online payment processing services – e-wallets and payment intermediaries such as Skrill, Neteller, PayPal, Sofort and the likes.

2. Is Visa used as much for online casino payment as it was in the past?

Nowadays, many players prefer using the more modern online casino payment options – e-wallets and even cryptocurrencies. Nevertheless, Visa is still experiencing massive traffic in terms of online payments per day, for iGaming purposes or e-commerce alike.

Accepting Credit Cards Fees

3. Are there any restrictions regarding payments for US platforms?

Yes, considering the legal restrictions regarding online gambling practices in the US, there are some restrictions for this portion of the international player pool.

4. Aside from the limits imposed by Visa, what other factors could influence the amount limits for deposits and withdrawals?

Online Casinos That Accept Us Credit Cards

Visa deposit and withdrawal amounts can be further limited by the casino operator of their own choosing, as well as their actual country of residence.

5. Is there a dedicated customer support I can contact in case of an issue or inquiry?

Do Online Casinos Accept Credit Cards

Yes, players and Visa customers, in general, can contact customer support, both at their bank issuer in charge of their cards and other Visa services, and the online casino platform.